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Forms of Payment

Acceptable Forms of Payment

This list is subject to change without notice.

Acceptable payment methods vary based on how you register: through your ETS account, by phone or by mail. See below for important instructions on how to use each of these methods.

  Credit/ Debit Card Electronic Check (e-check) PayPal® Paper Check or Money Order
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Instructions for Using Acceptable Forms of Payment

Credit/debit card

  • American Express®, Discover®, JCB®, China Union Pay®, Diners Club®, RuPay®, Mastercard® or VISA® are accepted.
    • Note: Only VISA cards are accepted in Benin, Côte d'Ivoire, Ghana, Kenya, Nigeria and Togo. No other cards are accepted.
  • When you select credit/debit card as your payment method, you have the option to pay in select local currencies instead of U.S. dollars. You can change your selection at any time before you click "Submit" to process your payment. The system will display available local currencies and the credit card types supported for each.

Electronic Check (e-check)

E-checks must be drawn on a bank in the United States, U.S. Virgin Islands, Puerto Rico or Canada, in U.S. dollars only. Please provide the following information from the bottom of your paper check:

  • bank account number
  • ABA/bank routing and transit number


  • Your bank account may be debited the same day we receive your request.
  • You will not receive a cancelled check.
  • When paying with an e-check, you authorize ETS to make a one-time deduction from your checking or savings account.


PayPal can be used to pay for a test through your ETS Account. Select PayPal as your payment option on the payment page and follow the instructions.

To learn more about PayPal or to create an account visit the PayPal website.

Paper Check or Money Order

The check must be:

  • in U.S. dollars
  • made payable to ETS-TOEFL
  • signed by the account holder or an authorized signer

Typewritten payer name and address, in place of signature, is not acceptable. The following information must be preprinted on the check:

  • bank name
  • bank address
  • check or money order number
  • payer's name and address


  • Post-dated checks are not accepted.
  • Check dates cannot be more than 90 days old when received by ETS.

Unacceptable Forms of Payment

  • cash or demand drafts
  • post-dated checks
  • any currency other than U.S. dollars (for payments not made by credit/debit card)
  • receipts for bank checks
  • UNESCO® coupons
  • Western Union®